Free Tool

Monthly Pet Cost Calculator

Get a realistic estimate of what your dog or cat will cost monthly and annually — food, routine vet care, grooming, and incidentals.

What's not included in this estimate

This calculator covers predictable, recurring monthly costs. It doesn't include one-time expenses like adoption or purchase fees, initial supplies (crate, carrier, bed), spay/neuter surgery, or emergency veterinary care — which can run from several hundred to several thousand dollars depending on severity and whether insurance is in place.

Breed-specific cost variation

Breeds with known hereditary health conditions (brachycephalic breeds, large breeds prone to joint issues, certain purebred cats with cardiac risk) frequently run above these general estimates in veterinary costs over a lifetime. Check the specific breed's profile page for cost guidance tailored to that breed.